Surprise! Charitable Credit Cards Really Do Exist

Truly, charitable credit cards do exist. But, how do you find them? Furthermore, how do you use them to support causes you care about? Finally, how do you find the right one for you? Oh, and can you use them for your business? Let’s find out. 

Top 3 Charitable Credit Card Options

Whether you want a card that donates to charities, community development, or the environment, you do have options. However, there aren’t a lot of them.  Furthermore, it takes some research to find exactly what you are looking for. 

Regardless, we’ve put together a list to help you get started. Remember, specifics such as interest rates and terms can change. So, you’ll need to check directly with the credit provider for the most up-to-date information. 

Score the best business credit cards for your business. Check out our professional research.

Green America 

According to the website, Green America uses a portion of each purchase to help to create a “more socially just and environmentally sustainable society.” Of course, Green American is a well known company. However, they do not make it clear exactly how using the card works to achieve this goal. As a result, you should contact them directly if you want more details. 

Initially, for the first 12 months, there is no annual fee.  Also, for this same time period there is no interest on purchases and balance transfers. After that, it varies between 9.99% and 19.99% based on how creditworthy you are. 

They do offer a rewards program as well. In fact, you earn one point per dollar on net purchases. There’s no limit, and the points do not expire. You can use points for travel rewards or merchandise. This is a consumer credit card. 


First, there is a waiting list for this card.  Still, if it’s something you feel strongly about you may want to get on it. Here is how it works. Every time you make a purchase, they plant a tree.   Even better, they let you plant one too. In addition, you can track your progress toward reducing your carbon footprint in the app.  Then, you get cash back up to 1% of all your purchases for each month that you get to zero. This is also a consumer card.

Amalgamated Bank 

Amalgamated Bank’s cards offer the chance to make a change. In fact, they call themselves “the bank for changemakers.” The company supports “sustainable organizations, progressive causes, and social justice.” 

They aim for environmental and social responsibility. They are “net-zero.”  Also, they use 100% renewable energy.  Furthermore, they pride themselves on their history of supporting immigrants, affordable housing,  and workers’ rights. 

For example, they work with over 1000 unions to ensure teachers, steelworkers, firefighters and others get what they need to do their jobs.

As a result, when you use credit cards from Amalgamated Bank you are supporting these same causes. 

Score the best business credit cards for your business. Check out our professional research.

Cards From Amalgamated Bank: 

They offer a number of credit card options for businesses. Here’s a little about each one. 

The Commercial Edition® Visa® 

This card works well for travel, entertainment, and other spending.  It helps companies keep control and improve cash flow.  Additionally, it also helps them understand their spending patterns by offering specific reporting options.  Furthermore, account  holders have the ability to establish spending limits for individual card holders. 

VOX® Business Card 

Similarly, this card is great for travel, entertainment, and purchasing. Surprisingly, VOX changes and grows with the business to give flexibility when it comes to cash flow and minimum payment options. The credit limit also tends to be high.  Terms and rates vary. 

Purchasing Edition® Visa® Card

The Purchasing Edition® Visa® Card is the one to go with if you need to receive goods faster and negotiate cheaper costs with suppliers.  You can also improve cash flow. 

Amalgamated states that you need to speak with an account executive for details on each card and which one might be best for your business. 

Other Resources For Help Finding Charitable Credit Cards

Another way to find options for charitable credit cards is to look for those that work with these agencies. 

The Global Alliance for Banking on Values

The Global Alliance for Banking on Values (GABV) is a network of leaders from banks around the world. They are committed to positive change in the banking industry.

Their goal is to change the entire banking system to support environmental, social, and economic sustainability.  The alliance is made up of a variety of banking institutions.

Score the best business credit cards for your business. Check out our professional research.

Community Development Financial Institutions (CDFIs)

According to Investopedia

“Community Development Financial Institutions (CDFIs) are private sector financial institutions that focus primarily on personal lending and business development efforts in poorer local communities requiring revitalization in the U.S.

Of course, working with CDFIs is another way companies can offer support to each other and their communities. 

Charitable Credit Cards do Exist

As you can see, if you are looking for a charitable credit card, this is a good starting point. Depending on what you want, you may have to do more work however. For example, are you looking for a card that donates to a specific charity?  Rather, are  you more concerned with finding a company that holds to the same values you do? There is a card out there for you, but it may take some time to find it. 

Credit Suite can help you find credit cards and other funding options for your business. Find out more today.

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